Chainscore The Credit Bureau of Robinhood Chain · Est. 2026 Rating scale
FORM CS-1APPLICATION FOR A CREDIT RATING№ —

Apply for your on-chain credit score.

The Bureau reads your last 7 days of buys on Pons and issues a certificate. No signatures, no deposit, no loan. Most applicants are subprime.

§1 · Applicant
§2 · Declarations
Signature of applicant: not required

Rating scale

PRIME700–850Buys and holds. The rare applicant the Bureau would actually lend to.
NEAR-PRIME620–699Consistent, diversified, mostly avoids the obvious rugs.
SUBPRIME540–619Flips everything. Occasionally right.
JUNK300–539Snipes, dumps and walks into dev rugs. Most of the chain.

Underwriting criteria

  1. Diamond hands · 30%. How much of what you bought you still hold today.
  2. Rug exposure · 20%. How often you bought coins whose dev took 1%+ at launch and later sold most of it.
  3. Sniping · 15%. How often you bought in the first 10 seconds after launch. Flippers are risky borrowers.
  4. Consistency · 15%. Days active out of the last 7.
  5. Diversification · 10%. Different coins bought. Fifteen or more counts as full marks.
  6. Income · 10%. ETH spent on Pons in the last 7 days.

Read-only: the Bureau never asks you to sign anything or send funds. This is an automated reading of public data, not a financial product, not a loan offer and not advice.